Federal Reserve Proposed Rules

This proposal extends the Notice on the Draft Regulation (HVCRE NPR) (R-1621) published on 28 September 2018. Interinstitutional communication on the proposed amendments to implement the law on the safe and fair application of the law on mortgage licences Press release and communication Proposal for a final provisional regulation, which provides for a one-year transition period during which bank holding companies and most member banks of the Member States have total consolidated assets of more than $10 billion but less of $50 billion in total consolidated assets would not be required to reflect the revised regulatory capital framework approved by the Board on July 2. 2013 (revised capital framework) in their stress tests for the stress test cycle starting on 1 October 2013. For this stress test cycle, these companies must estimate their capital levels and pro forma ratios over the entire nine-quarter planning horizon using the Board`s current regulatory capital requirements. The preliminary final rule also specifies when a banking organization would estimate its minimum regulatory capital ratios using advanced approaches for a given stress test cycle. The OCC, the Board of Directors and the FDIC are seeking public comment on an opinion on the proposed regulation (proposal) that would address the regulatory treatment of the equity of an investment in unsecured debt issued by foreign or U.S. global systemically important banking organizations (GSIB) in order to achieve the Minimum Total Loss Absorption Capacity (TLAC) and, where applicable, long-term requirements. Debt instruments (LTD) or unsecured debt securities issued by and pari passu or subordinated to GSIBs. Notice of the development of proposed rules on various issues related to physical activities on commodities carried out by financial holding companies and the restrictions imposed on these activities to ensure that they are carried out in a safe and sound manner and in accordance with applicable law.

Proposal for a preliminary final rule amending the capital plan and stress testing rules to require a bank holding company with total consolidated assets of $50 billion or more to estimate its common Tier 1 ratio using the methodology currently in place in 2013 in accordance with the existing Capital Guidelines (and not the rules revised on 2 July 2013); and specifies when a banking institution would estimate its regulatory minimum capital ratios using the advanced approaches of a particular capital plan and stress test cycle, and makes minor technical changes to the capital regime rule. The Commission asked the public to comment on the proposals related to the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank Act”) listed below. The rules of the Dodd-Frank Act and the proposed rules that the board is expected to release over the next six months are summarized in the Unified Program (also known as the Semi-Annual Regulatory Program), which is published twice a year on the Federal Register. See the Council`s unified agenda (PDF). Information on the Commission`s implementation of the Dodd-Frank Act can be found on the Regulatory Reform website. You can find, review and submit comments on other federal documents that are open for comment and published in the Federal Register under Regulations.gov. In addition to an earlier notice of the proposed regulation (76 FR 7731 (PDF) clarifying the requirements for determining whether a company “primarily carries on financial activities” (notice until 25. May 2012) Press release and announcement | Correction (PDF) The Commission invites comments on proposed amendments to Part II of the Federal Reserve`s Policy on Payment System Risk (PSR Policy), which would expand access to guaranteed intraday loans by Federal Reserve banks and clarify licensing standards for access to unsecured intraday loans from reserve banks. In addition, the Commission invites comments on changes to Part II of the PSR policy to support the delivery of the FedNow℠ service.

In this context, the Council proposes to integrate the Federal Reserve`s policy on overnight overdrafts into THE POLICY OFPR. The Board of Directors and the FDIC are asking the eight largest and most complex United States to comment on the proposed guidance for the submission of the 2019 resolution plan and subsequent resolution plans. . . .